Mortgage Center
Mortgages Made Easy
Buying or building a home is one of the most important decisions you will ever make. Tioga State Bank is here to help you every step of the way. We make decisions locally so you have answers quickly.
Whether you are a first time home buyer, upgrading, downsizing, or building a new home, Tioga State Bank is ready to help you with a fixed rate or adjustable rate mortgage, a first time home buyer mortgage, construction mortgage, or mortgage for a manufactured home or investment property.
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Erin S Hudak
Mortgage Originator
Erin joined Tioga State Bank in 2010 as a member of the loan
department servicing mortgage applications. In 2016, she was promoted to the
position of a processor/closer for mortgages in application. She then joined
the mortgage origination team in 2018. Erin offers her clients a unique
perspective having worked in both the processing and origination side of
mortgage services. This experience allows her to better understand the needs of
customers from start to finish of the mortgage lending process.
Erin serves customers in Tioga, Chemung, and Broome Counties
in New York. She is available to meet her customers at her office at the Tioga
State Bank Owego Office or at a location convenient to them. She is here
to guide her customers through the entire mortgage process.
Click here for a list of TSB’s mortgage fees
To request information or report an error relating to the servicing of your mortgage loan please send a written request to Tioga State Bank, Attn: Mortgage Department, 1 Main Street, PO Box 386, Spencer NY 14883 and include your name, loan number, property address and a statement of either the information you are requesting or the error you believe has occurred. You may also call our Customer Service Center at 1-888-303-4872.
Complaints and requests for further information about Tioga State Bank may be submitted to the New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by visiting the department’s website at www.dfs.ny.gov.
